8
Mar

Mid-Life Crisis!

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I don’t know what is wrong with me but lately, maybe months or over the last year I have slowly declined into an insurmountable sloth that has prevented me from doing the one thing that really made the slow grind of daily life even remotely bearable. That one thing is writing. The exercise of crafting fragments of words into some sort of stream that hopefully resembles a cohesive segment of thought and if I was lucky something that might strike a chord with anyone who might stumble upon it. But it just hasn’t been so. The problem is a lack of energy – a slump in motivation and too much time obsessing over things I have little to no control over.

The ironic thing is that I’ve often lambasted the object of my obsession and now I am fully within it’s grip. I don’t know why all of a sudden I have fallen prey to the idea that I just don’t have enough money. For all my ranting’s about the corruption that consumerism has bestowed upon the world I am now  gripped with an urgency to accumulate as much of the stuff that fuels consumption as I can and I often curse the crushingly slow path that leads to stacking the bundles of cash it takes to hoard. It’s gotta have something to do with age – a mid life crisis of sorts, although such crises are often symbolic of spending large sums on outrageous toys and going on some last adventure I find myself wanting to not really to spend but save. Although I do confess doing my fair share of superfluous and wanton wasteful spending does really mess up the plan to save. I just want to create a stack of wealth that might afford me a standard of living in the future. I know it’s crazy but I can’t help myself obsessing over this need. Yet implementing a serious strategy of frugality to achieve said goal is easier said than done.

I rack my brain with what I can do to get more money to hoard and all attempts to invent some method of getting a decent cash flow happening have amounted to naught. Then the dejected sense of doom arises from the pit of my stomach – it’s too late. I missed the boat and I am stuck in circling in the perpetual ebb and flow of paid slavery with the hopeless sense that there is no way out of the grind.

Perhaps I am best in changing my perspective rather than trying to beat myself out of the system. Lets face it – how many people actually escape the ripping jaws of working for money to create a life that is actually meaningful? Hardly any. The primary problem is that the conditioning of working for money has been firmly planted. The correct response or choice of wording is money working for you but that is not exactly what the system really wants of us. It wants and needs for us to work for money and that is what we pay with our lives for. Working for money while money gets handed over to the ones that knew that money worked for them.

Like the words from that song – “Money for nothin and your cheques for free!” – Dire Straits

Therein lies the secret to financial success. Get money working for you but bugger me if it doesn’t take a hell of a long time to get money in a position anywhere close to showing potential and fit for work. I guess it’s why leverage is the way of the world today. Money is debt and debt is money. Ingsoc’s 2004 amendment to 1984’s Freedom Is Slavery slogan. Cash is no longer King – debt is and you better be certain with your strategy lest your debtor performs a margin call.

War is Peace. Freedom is Slavery. Ignorance is Strength! All hail Ingsoc! Where big banks are too big to fail and too big to save. Privatise profits and socialise debt – that is if you live on Wall St – Main street can go and get stuffed – just hand over what’s owing to the Taxman before you head out that door. No wonder why I feel so dejected and disillusioned. Big Brother made sure of it!

Category : Rants | Blog
12
Oct

Whew! My savings are safe?

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Well the Government is going to insure our bank balances for a piddley 20 grand. Ha! Well it’s okay for me because being the compulsive spender that I am, my bank balance falls well short of the allotted guarantee. To be honest I am inching towards that amount and it probably leaves me with some assurance that the little savings I do have is reasonably safe. But what reasonably safe means is still no where near clear in these dire times.

When the powers that be, try and instil a message that our banks are safe, is that just empty rhetoric or are our banks immune to the selfish desires that other international banking entities have been devoured by? In my mind, now is the time to be investing in the stock market, when the fear takes a strangle hold of investors then it is time to stock up on the bargain priced shares that they are trying to off load. Of course the risk is greater because one can never be sure if the downturn won’t bankrupt the would be investment but you probably shouldn’t be in the market if you can’t afford to lose.

I’ve been tempted to explore a new strategy and buy some stocks but I have absolutely no idea of what I’m doing in that arena. But it might be fun to see if I can score some easy money if I could pull the winning number out of the hat. But that would be just gambling now wouldn’t it? And gambling is a sinful and decrepit disease is it not? Like so many other behaviours that are founded in the debauchery self indulgence that have become the mainstay for 12 step cult religion.

I will probably play it safe and keep my money in the bank but who knows, perhaps it is no safer than anything else in these uncertain times.

Category : Rants | Blog